Artkai site


Fintech App Development Services

By combining our in-depth understanding of the fintech sector with reliable development practices and a flexible, client-focused approach, Artkai can help you leverage the full potential of fintech app development services. What you’ll get will be a custom, completely compliant mobile app or other software to modernize your company’s image, streamline financial processes, and attract new revenue of clients.

ProCredit Logo

Leading review and rating platforms name us the top development company


FinTech App Development Services
We Provide

See what Artkai’s selection in fintech application development services is.

Digital wallets

Use cards, mobile numbers, QR codes, NFC, or account numbers to send money to friends, family, and banks directly from within the app. The Artkai-developed one will offer plenty of features for convenient money transferring and management.

Mobile banking

Artkai will give a safe environment, a microservice architecture focused on performance and a flawless UX. We offer the top-notch quality of our mobile banking software while providing fintech mobile app development, be it for corporate and retail banks, financial technology companies, or neobanks. 

Web3 solutions

Whether it’s a P2P landing, crypto wallet, smart contract, or decentralized exchange, Artkai will take on and deliver these blockchain-based solutions: they, by definition, will provide quicker, safer, and more streamlined financial operations compared to traditional finance analogs.

Digital insurance platform

Providing insurance services on the go with the help of automated underwriting, policy management, and claims processing, using algorithms and data analytics that help software make decisions quickly and accurately. 

Lending & mortgage platform

Don’t just offer an online loan - collect the borrowers’ credit scores, income, and financial history. Use this information to determine their eligibility for a loan or mortgage while enabling lenders to review and approve loan applications.

Personal wealth management

Offer a sophisticated strategy for handling individual income. With the help of our fintech software developers, you will be able to track, manage, and grow your clients' money.

Trading and securities platform

Let your clients buy and sell securities, such as stocks, bonds, and derivatives, in a few clicks. Developing a solution with different trading options, including market orders, limit orders, stop-loss orders, and other advanced order types, along with tools for users to analyze market data and make informed trading decisions.


Robo-advisors offer advice on investing so clients don't have to spend hours understanding how stocks and auctions operate. Improve your KPIs by carefully integrating this functionality into your investing app.


Benefits of Our FinTech App
Development Services

A fintech app development firm like Artkai gets you to the peak
of your competitive edge. How exactly?

Versatile product development

At Artkai, our engineers can handle diverse projects. Whether you need an MVP for a banking app, updates to algorithm software, investor- or loan software development, or the creation of Web3 products, we have the expertise to deliver the web app product of your choice. Count on our team of professionals to bring your vision to life.

Robust compliance framework

In addition to working with traditional NDA forms, Artkai complies with GDPR and other regulations (Comprehensive agreement, Data & API Server, et cetera). Hence, in addition to receiving fintech app development services that are totally compliant, you will also be protected legally during our engagement.

Talk first, always

Prior to commencing fintech application development services, our team offers a thorough consultation on your idea. We provide thorough consulting with objective market data and target audience analysis, collaborate with you to assemble a strong team, determine the most suitable technological solution, provide assistance with related issues, and guide you through the entire Software Development Life Cycle (SDLC) for a successful product launch.

Wisdom of knowledge

Having delivered over 50 fintech products, from investment and trading to money transferring and merchant portals, we have nurtured a team of professionals whose expertise can’t be forged. Our thorough research and familiarity with both traditional financial institutions and industry innovators let us stay afloat, lead the way, and get hired regularly.

Build Fintech apps with experts

The Artkai professionals have worked closely with both traditional and decentralized finance to assist businesses in embodying their perfect fintech solutions. We collaborate with mid-sized companies and funded startups throughout the product development cycle, offering support from initial scoping and ideation to market release, ensuring meaningful digital products and services are created.



Our Approach to Fintech App Development

As a fintech app development company, Artkai strives
to deliver scalable and compliant products - starting with
an aligned discovery phase.



We work with you to develop your concept and ensure the finished result supports your corporate objectives: first and foremost, we take on competitors & market research, as well as think out customer journey. Then, we draft a plan that includes the necessary tech stack, APIs, code libraries, and additional tools, all resulting in a clear set of KPIs and a coordinated project roadmap.



This is when our designers and UX researchers enter the game: they work on user paths and initial mockups, keeping you updated and negotiating essential deliverables. We define user stories, construct user path, draft wireframes (a skeletal framework of a digital product) and cover it in a visually appealing and logically understandable UI.



The tech work starts with creating the digital solution brick by brick. Next, we work on logical connections between every component and conduct system design, resulting in the data schema and identifying the crucial integrations required for the product's efficient operation. This step results in a thorough architecture plan.



Our developers adhere to the Agile principles, constructing scalable and secure code in brief sprints while taking into account PCI compliance, bank-level encryption, as well as incorporating ML and AI. We prioritize routine check-ins with you to ensure that the development process aligns with your expectations and the end result meets your needs.


QA testing and audit

At Artkai, our MVP undergoes rigorous testing to evaluate its security and functionality by our team of dedicated QA testers. At this stage, we are testing an app for bugs, crashes, and glitches using unit, performance, and security testing. Only after extensive end-to-end testing can your financial app be released.



After the product is completed, we will launch it and make it available to users. We offer source code delivery and support you throughout the app submission process. Our team can also assist with managing the launch and maintenance of the app, ensuring its features and source code remain up-to-date.


Support & maintenance

At Artkai, our fintech software developers maintain open communication with you to deliver ongoing updates, troubleshoot any post-deployment issues, and evaluate the application's scalability to expand its functionality.


Feedback is breakfast of champions

Being a part of 100+ challenging projects is inspiring for us. Check out what our customers say about us.

Ketevan Kakheli & Ekaterine Begiashvili

Ketevan Kakheli & Ekaterine Begiashvili

Head of Electronic Banking Service Unit

"Together with their team of experts, we were able to find an improved solution"
Wim Geeroms

Wim Geeroms

Product Owner, Automotive Marketplace

“Artkai’s team delivered excellent quality and professionalism. I would recommend them to entrepreneurs and established businesses alike!”
Jens Martinsen

Jens Martinsen

CEO at TestHub

We had a discovery phase with Artkai. I highly recommend them for this learning step to everyone who wants to gain more in the long run!”
Judah Musick

Judah Musick

CEO, Tagible / Chief Innovation Officer at Red Rocks

“I’ve worked with many design and development companies, and I can honestly recommend Artkai above all of them.
Josh Bicknell

Josh Bicknell

Co-Founder & CEO at Balloon Ventures

The value for money is incredible. Artkai did a great job, and I’d recommend anyone who needs design or development work to look at them.”
Emilio Lando

Emilio Lando

Chief Product Officer at Adverty

Working with Artkai has been a pleasure. The team is professional, easy to collaborate with, and delivers great results.”
Kevin Byrne

Kevin Byrne

CEO & Founder, BeverageX

They’ve done an excellent job designing and building what we think will be an innovative and revolutionizing SaaS solution.”


Industries we push forward

From early ideation to product iterative refinement - we’re capable of running it all.

FinTech & Banking

With over 50% in FinTech, creating edgy, innovative and memorable financial experiences for your customers is our biggest passion.

Web3 & Blockchain applications 

Armed with engineering calculation, design thinking and human-centricity practices, we build superior banking solutions that will skyrocket your financial brand.


We design and build all kinds of beautiful e-commerce products that speak to your customers and elevate your sales, biggest passion.

Enterprise software & B2B SaaS

We design and build all kinds of beautiful e-commerce products that speak to your customers and elevate your sales.


Our Collaboration Models

Time & Material

That's the most affordable and flexible model for companies wishing to close some minor technical tasks. You only pay the staff's hourly rates and can get an experienced Artkai coder, designer, or tester on board for a few days to resolve a challenge. 

Dedicated Team

If you have larger tasks for us or experience a tech stack gap in your company, it's reasonable to consider the dedicated team's recruitment. A separate team is compiled at Artkai in line with your project needs to work together with your in-house staff and solve the tasks at hand. 

Project-Based Work

Why overload your in-house team with the development work if you can outsource the entire project to us? Project-based arrangements give full responsibility for project management and tracking to the Artkai team, allowing you to focus on the core business activities. 


Awards & Recognition

Leading review and rating platforms say we are the top development company. We don’t mind.

Top 1000 Companies Global 2023

Top Blockchain Company Ukraine 2023

Top UX/UI Designing Companies 2023

Top Javascript Developers 2023

Top NodeJS Developers Kyiv 2023

Top React Native Developer Kyiv 2023

Top ReactJS Developers Kyiv 2023

Top Web3 Developers Ukraine 2023

Top B2B Services Ukraine 2023


Why Artkai?

We always handle every project with care and guarantee deep involvement of all team members. No stress, no mess! Artkai team plans thoroughly, develops efficiently, and delivers easily due to great communication, Agile methodology and personalized approach to each client.

Mature workflow

We always handle every project with care and guarantee deep involvement of all team members. No stress, no mess! Artkai team plans thoroughly, develops efficiently, and delivers easily due to great communication, Agile methodology and personalized approach to each client.

Top 5%
UX & Engineering Talents

Turn all your bold ideas and innovative vision into reality with our talented design and engineering experts. We wrap high-quality code into a trendy and user-friendly design to impress even the most demanding users.

Accurate Estimations
& Predictable Delivery

Get no more unpleasant surprises, project delays or cost overruns! With our team everything always goes smoothly and according to plan. We set realistic timelines and provide accurate estimations, so that you can allocate all resources effectively and mitigate many development risks.

Easy & Quick Team Scaling

Scale-up efficiently and boost your product development together with Artkai team. Our collaborative skills are just iconic! You will get access to a wide pool of tech talents and high-class designers who will cover all development gaps in your in-house team.

Legal and Financial Guarantees

When partnering with Artkai, you never get into legal or financial hassle or problems. We offer contracts for companies within the U.S. and UK jurisdiction and manage all payments through our official payment channels for transparent reporting and taxation.

Cross-Platform Expertise

Build intuitive and feature-rich cross-platform solutions with Artkai to reach out to a wider audience and power up your business. We use advanced technologies and tools to deliver apps that provide native-like experience and work seamlessly across multiple devices and platforms.